canaan wrote:i'd rather have money being doled out for those that are trying to better themselves as opposed to the welfare dependents bilking the system at every turn. i guess thats a discussion for another time and place.
shafnutz05 wrote:
Troy Loney wrote:
I'm not 100% informed on this to be honest, but how much doest it cost to go to like a CalU or IUP nowadays? I know CCAC is cheap, but I can't imagine a CCAC degree being worth much in any field nowadays.
Digitalgypsy66 wrote:At any rate, we need to examine the for profit colleges (U of Phoenix, Strayer, DeVry, etc.) They are producing the majority of students who default on loans (50% or more), but only have 10% of the higher education market.
count2infinity wrote:Troy Loney wrote:
I'm not 100% informed on this to be honest, but how much doest it cost to go to like a CalU or IUP nowadays? I know CCAC is cheap, but I can't imagine a CCAC degree being worth much in any field nowadays.
there are a TON of people that spend 2 years at a community college getting all their gen eds done and then go to an "actual" university to finish their degree. a very good cost cutting move.
Kraftster wrote:Whoa. Discretionary income? That seems crazy.
I think the money would be better spent by reducing tuition through subsidy and giving those paying substantial student loan debt a real tax benefit.
The 25 year repayment
Kraftster wrote:Whoa. Discretionary income? That seems crazy.
I think the money would be better spent by reducing tuition through subsidy and giving those paying substantial student loan debt a real tax benefit.
The 25 year repayment
mac5155 wrote:Yeah, my payments (total federal + private) are around 15% of my GROSS income.. not net, not discretionary.....and that's for the 15 year plan
KennyTheKangaroo wrote:when is congress going to propse a bill for a collective pat on the ass for those people in the universe who didnt buy an oversized house and an oversized education? it could be called the "congrats for not being an inrresponsible moron" bill
Kraftster wrote:Kraftster wrote:Whoa. Discretionary income? That seems crazy.
I think the money would be better spent by reducing tuition through subsidy and giving those paying substantial student loan debt a real tax benefit.
The 25 year repayment
This cut off somehow.
The 25 year repayment on my loans is > 10% of my gross income but less than my combined gross income with my wife. The 10 year repayment is > 10% of our combined gross and close to 20% of my personal gross income. 10% of discretionary income would be a dramatic reduction in my student loan payments.
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